Statutes | Jamestown S'Klallam Tribal Code Title 21 Chapter 21.3 ยง 21.3.2A.56.280 | 2020

(1) "Cardholder" means a person to whom a credit card or payment card is issued or a person who otherwise is authorized to use a credit card or payment card.

 

(2) "Check" means a negotiable instrument, or a blank form instrument that would meet the definition if it were completed and signed.

 

(3) "Credit card" means a card, plate, booklet, credit card number, credit card account number, or other identifying symbol, instrument, or device that can be used to pay for, or to obtain on credit, goods or services.

 

(4) "Credit card or payment card transaction" means a sale or other transaction in which a credit card or payment card is used to pay for, or to obtain on credit, goods or services.

 

(5) "Credit card or payment card transaction record" means a record or evidence of a credit card or payment card transaction, including, without limitation, a paper, sales draft, instrument, or other writing and an electronic or magnetic transmission or record.

 

(6) "Debit card" means a card used to obtain goods or services by a transaction that debits the cardholders account, rather than extending credit.

 

(7) "Financial information" means any of the following information identifiable to the individual that concerns the amount and conditions of an individuals assets, liabilities, or credit:

 

    (a) Account numbers and balances

 

    (b) Transactional information concerning an account and 

 

    (c) Codes, passwords, social security numbers, tax identification numbers, drivers license or permit numbers, state identicard numbers issued by the department of licensing, and other information held for the purpose of account access or transaction initiation.

 

(8) "Financial institution" means a bank, trust company, mutual savings bank, savings and loan association, or credit union authorized under state or federal law to do business and accept deposits in Tribal jurisdiction or Washington.

 

(9) "Means of identification" means information or an item that is not describing finances or credit but is personal to or identifiable with an individual or other person, including: A current or former name of the person, telephone number, an electronic address, or identifier of the individual or a member of his or her family, including the ancestor of the person information relating to a change in name, address, telephone number, or electronic address or identifier of the individual or his or her family a social security, drivers license, or tax identification number of the individual or a member of his or her family and other information that could be used to identify the person, including unique biometric data.

 

(10) "Merchant" means an owner or operator of any retail mercantile establishment or any agent, employee, lessee, consignee, officer, director, franchisee, or independent contractor of such owner or operator. "Merchant" also means a person who receives from an authorized user, a payment card or information from a payment card, or what the person believes to be a payment card or information from a payment card, as the instrument for obtaining, purchasing, or receiving goods, services, money, or anything else of value from the person.

 

(11) "Payment card" means a credit card, charge card, debit card, stored value card, or any card that is issued to an authorized card user and that allows the user to obtain goods, services, money, or anything else of value from a merchant.

 

(12) "Person" means an individual, partnership, corporation, trust, or unincorporated association, but does not include a financial institution or its authorized employees, representatives, or agents.

 

(13) "Personal identification" means any drivers license, passport, or identification card actually or purportedly issued by any federal, state, local or foreign Tribal entity any credit card or debit card or any employee identification card actually or purportedly issued by any employer, public or private, including but not limited to a badge or identification or access card.

 

(14) "Reencoder" means an electronic device that places encoded information from a payment card onto a different payment card.

 

(15) "Scanning device" means a scanner, reader, or any other electronic device that is used to access, read, scan, obtain, memorize, or store, temporarily or permanently, information encoded on a payment card